Loan Underwriter Credit Union Altamonte Springs Full Time Days at AdventHealth

Date Posted: 10/17/2020

Job Snapshot

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Job Description


Loan Operations Specialist Credit Union Altamonte Springs FT Days 

AdventHealth - Altamonte Springs

Work Location: 351 S.State Road 434, Suite 1009 Altamonte Springs, FL 32714

Top Reasons to work at AdventHealth - Atamonte Springs

  •  Benefits
Work Hours/Shift:   Full Time Days

You Will Be Responsible For:

Demonstrates, through behavior, AdventHealth’s core values of Integrity, Compassion, Balance, Excellence, Stewardship, and Teamwork.

  • Review and analyze the disposition of loan applications and credit documents. Gather background information on loan applicants, researching discrepancies.  Pull credit reports, verify debts, estimate monthly payments for any outstanding debts not listed and add them to debts on application.  Calculate debt-to-income ratios on loan applicants and calculate how much a loan applicant’s debt is secured or unsecured. Verify the accuracy of loan amounts and repayment terms on approved loan applications.   Has authority to approve and/or deny loan requests within pre-determined parameters and policies and refers others to their Supervisor.  Provide members with proper credit and formal written notice of findings in accordance with Credit Union policy guidelines and State regulations.  Assist front line credit union employees with professional support and research, answering questions during the underwriting process.  Cross-sell credit union products and services.  
  • Achieves established departmental goals within defined timelines.  Assists with the collection of delinquent loan accounts; preparing and mailing of delinquency notices, facilitating repossessions, and bankruptcies. 
  • Performs the following tasks; ordering and maintenance of credit cards, monitoring and reporting of Insurance, Mechanical Breakdown Protection, GAP, and Collateral Protection programs, processing of returned credit card mail, loan file audits, and document imaging, Investigate, resolve, and administer late charge reversals, and loan disputes.  Effectively identify and mitigate member lending problems, inquiries, and complaints as they arise.
  • Responsible for vehicle loan titles and registrations, and mortgage recordings and satisfactions.  Oversees daily reports, account maintenance, card ordering, over-limit, delinquency, and fraud monitoring and account management.  Prepares and reviews loan reports. 
  • Maintain a filing system and procedures to monitor that the required documentation for each new loan account is received and maintained appropriately and according to policies and procedures.  


What You Will Need:

  • Bachelor’s degree with a major in business administration, finance, management
  • Four (4) years’ experience in lending, or related field 
  • Computer knowledge including Microsoft Office applications
  • Knowledge of Bank Secrecy Act Compliance and other laws and regulations related to the position
  • Ability to complete analysis, assessment/evaluation
  • Ability to identify and resolve conflicts and problems
  • Ability to interpretation policies
  • Ability to organize, balance figure, compute totals, verify calculations, and use analysis to arrive at an appropriate and justifiable underwriting decision
  • Able to multi-task
  • Able to prioritize job tasks
  • Several years' experience with underwriting
  • Banking and/or credit union experience
Job Summary:

The Loan Specialist is responsible for underwriting, closing, auditing, filing, safekeeping, and servicing of the Credit Union’s loan portfolio.  Assists with the development of and implements best practices in loan processes and procedures. Actively participates in maintaining relationships that are equally respectful to all. 


This facility is an equal opportunity employer and complies with federal, state and local anti-discrimination laws, regulations and ordinances.

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